Post to SinFongChanRE.Wixsite.com on 26/4/2018 12:37 AM
Commenting on “Be smart. Get your foot in first”
House prices are going up everywhere, be it in Hong Kong or China.
Before the first home buyer grant and stamp duty exemption are removed or reduced, buy a property [which you can afford] as a primary residence, even though it may be a bit far from workplace. A year later, use it as an investment property, use the rent to pay off the mortgage while you rent somewhere closer to workplace.
There is no perfect world. A few years ago, I worked in the City, and I took the 6:08 am train from Syndal Station instead of Glen Waverley Station, because I could find a carpark there. I returned to my car at 10:40 pm. I worked long hours for two days a week.
Why did I take such early train? I was just using my commonsense. The train was not full, and I managed to have a seat. I could take a 30 minute nap, arrived at workplace relaxed and refreshed.
Infrastructure may not be ideal where you live. By planning your journey properly, optimising the route and managing your travelling time wisely, your stress level will definitely go down and your performance improves.
Thank you for reading.
Commenting on “Be smart. Get your foot in first”
House prices are going up everywhere, be it in Hong Kong or China.
Before the first home buyer grant and stamp duty exemption are removed or reduced, buy a property [which you can afford] as a primary residence, even though it may be a bit far from workplace. A year later, use it as an investment property, use the rent to pay off the mortgage while you rent somewhere closer to workplace.
There is no perfect world. A few years ago, I worked in the City, and I took the 6:08 am train from Syndal Station instead of Glen Waverley Station, because I could find a carpark there. I returned to my car at 10:40 pm. I worked long hours for two days a week.
Why did I take such early train? I was just using my commonsense. The train was not full, and I managed to have a seat. I could take a 30 minute nap, arrived at workplace relaxed and refreshed.
Infrastructure may not be ideal where you live. By planning your journey properly, optimising the route and managing your travelling time wisely, your stress level will definitely go down and your performance improves.
Thank you for reading.
